North HavenSustainable Housing
Impact

The numbers, with sources

Every figure on this page says where it came from and when. If a number is old, we say so rather than hide it.

What NHSH has done

Twenty years, one house at a time

32
islanders housed since 2005
in homes NHSH built, bought, renovated or brokered
12
families kept on the island
who would otherwise have left for the mainland
9 + 2
year-round rentals, plus two opening in 2026
all nine occupied; 217 Main Street under construction
NHSH rental housing · early 2026
50
homes weatherized, 100+ storm windows built
energy audits, air sealing and volunteer workshops since 2013
8
homes sold to islanders with covenants
affordable forever; 3 offered by public drawing in 2025
NHSH · 2025
$3M+
raised to build Southern Harbor House
six-bed eldercare home with Southern Harbor Eldercare Services, opened January 2019
NHSH history · 2019
$840K
MaineHousing island grant won in 2022
the program maximum, a 0% forgivable loan for four rentals
11.4 ac
donated for the South Shore Road homes
by Chris, William and Jay Pingree in 2017
What the island is up against

Full of houses, short of homes

Maine has the highest vacancy rate in the country and almost all of it is seasonal. On North Haven the effect is extreme.

1 in 3
North Haven houses are lived in year-round
35% of 515 housing units; the rest are seasonal or vacant
$700K
typical North Haven home value
homes on the market start near $1.5 million
417
year-round residents
the population roughly triples every summer
18
applications for 3 rental units
the waitlist tells the story better than any speech
~57
students at Maine's smallest K–12 school
enrollment falls when families can't find year-round housing
+30%
cost to build on an island vs. the mainland
every board, bag of concrete and crew rides the ferry

And across Maine

$120,938
income needed to afford a median Maine home
median household income is $73,275, or 61% of what it takes
86 hrs
of minimum-wage work per week to afford a 2-bedroom in Maine
housing wage $32.32/hr vs. $15.10 minimum
84,000
homes Maine needs by 2030
about 38,500 short today
48%
of Maine renters pay more than 30% of income on rent
ACS via Bangor Daily News · 2020–24 ACS
11 of 16
Maine coastal towns under 50% year-round housing are islands
49
island homes funded by MaineHousing's island initiative since 2007
no new round since 2022; NHSH won $840K in the last one
MaineHousing · 2025
Why this model works

Covenant housing is the best-tested tool an island has

Deed covenants, lotteries and below-market pricing are not experiments. Islands up and down the coast have run them for decades, and the results are measurable.

less likely to foreclose
covenant and community-land-trust homeowners vs. conventional mortgages
60 → 48
median age on the Cranberry Isles after housing-trust homes
a quarter of the island now lives in trust housing; the school reopened
102
unfilled year-round jobs on Deer Isle–Stonington
half of surveyed businesses now house their own workers
economic activity per public housing dollar in Maine
$106M in state programs became 895 homes and $316M of activity
10 of 15
year-round Maine islands have launched housing projects since 2023
45 yrs
affordability covenant on MaineHousing-funded rentals
NHSH covenants on homes for sale run with the deed
What the future holds

Nine more homes, and a campaign to pay for them

Our Island Home
$1,625,000
to create 9 year-round homes
  • Match for the $840K MaineHousing rental grant$450,000
  • Subsidy to keep South Shore Road homes affordable$700,000
  • Energy programs for low-income households$100,000
  • Three years of program staffing$375,000
In the pipeline
2
rentals opening 2026
4
more Fish Hawk Road homes planned
9
homes when the campaign lands

Two rentals at 217 Main Street open by the end of 2026. Two Fish Hawk Road homes are built; up to four more are planned for 2026–2027.

The bigger picture

Ten of Maine's fifteen year-round islands have launched housing projects since 2023. The Island Institute aims to help 15 towns and 15 nonprofits bring 1,200 new homes online. Maine's own target rises from 7,600 permits in 2026 to 13,300 a year by 2030. North Haven is a small place with a twenty-year head start.

Financials

Where the money goes

From the most recent public Form 990 (FY2024). EIN 20-3828493.

$884,113
total revenue
$799,076 in contributions and grants
$2,275,941
net assets
$3,344,706 in total assets, mostly homes and land held for the island
$305,840
total expenses
a three-person staff; board members serve unpaid
Revenue by year, thousands of dollars
$213K
2019
$179K
2020
$315K
2021
$346K
2022
$738K
2023
$884K
2024

Giving more than quadrupled between 2020 and 2024 as the MaineHousing rentals and Fish Hawk Road moved into construction. Ninety percent of revenue is contributions. Source: ProPublica Nonprofit Explorer.